Can I ride used bike back?

J

JOliveira

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Here's the situation...

I am buying a used EX500 as my first bike, and it is in Ajax. The previous owner still has insurance on it and it is street legal. Would it be legal for someone else to ride it back for me? I don't plan on insuring the bike untill next year, and I will be keeping it in storage untill April or May.

Someone please help.

Thanks :)
 
Shouldn't be a problem.. the current owners insurance gets transferred to whoever is riding it-- hmm.. don't quote me 100%. I know it works that way for cars, but I'm assuming it should for bikes as well providing the rider has a valid licence.

You could always get it towed as well, there's cheap bike towing services on the forum. Another option, which is what has always happened with me is; the owner rides it to your place and either you give him a drive back or he'll have someone drive a car with him and take him back. You could always throw him a few bucks for gas as well. That would be the best way in my honest opinion.
 
technically once the ownership and everything is signed over the now previous owner has no financial interest in the vehicle so his insurance will no longer extend coverage to YOUR property. once you take possession of the bike it is your property and you must carry the insurance on it. or get it towed. or like the poster above said. have them deliver it and arrange payment for delivery/drive home.
 
I talked to the owner about him riding it down, and he said it will be too far for him...

The bike won't be in my name untill I get it certified which will happen after I get back to Toronto. Would the insurance still cover my buddy?
 
technically if u have car insurance it is transefable to any new vehicle that u purchase for 15 days I believe. U could ask your broker for more details about that
 
I don't know if this is feasible, but do you know anybody with a minivan, cargo van or pickup truck?

Perhaps you can try loading the bike in the back of that and drive it back.
 
JOliveira said:
I talked to the owner about him riding it down, and he said it will be too far for him...

The bike won't be in my name untill I get it certified which will happen after I get back to Toronto. Would the insurance still cover my buddy?
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no. the current owners insurance will stop covering it once the ownership is signed over.
Now why are you going to certify it etc. and put it into your name "plated" if you don't intend to ride it until next year? you realize you can't put it into your name without proof of insurance.


tribal250 said:
technically if u have car insurance it is transefable to any new vehicle that u purchase for 15 days I believe. U could ask your broker for more details about that
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the auto policy covers up to 14 days for a newly aquired vehicle until you can notify your insurance provider of it.
I'm not sure how it works for a bike though.
 
JOliveira said:
Here's the situation...

I am buying a used EX500 as my first bike, and it is in Ajax. The previous owner still has insurance on it and it is street legal. Would it be legal for someone else to ride it back for me? I don't plan on insuring the bike untill next year, and I will be keeping it in storage untill April or May.

Someone please help.

Thanks :)
Click to expand...

If you plan on storing the bike until next year why bother buying it now? EX500's are not exactly a rare find
 
To ride any vehicle on the road in Ontario you need a few things (in addition to your driver's license):

- license plate
- valid permit sticker on the plate
- proof of insurance
- proof of ownership with the other half of the permit sticker on the back of the plate portion

Since you don't have a license plate and you can't just use any plate you own and stick it on the bike, it has to be registered to the vehicle specifically, you will need a temporary (trip) permit. You can get this at the MTO office. This lasts for 10 days and is meant for you to be able to ride the bike home or to the garage to get it safety inspected. More info here: http://www.mto.gov.on.ca/english/dandv/vehicle/temp.shtml

The temporary permit also covers the permit sticker on the plate.

For insurance, as others have suggested, the seller's insurance won't cover the bike once it has been sold to you. You need your own insurance. Since every company is different, you'll need to call up your own insurance company to see if new vehicles are covered under any exisiting policy (I highly doubt it), or you need to start a new policy for it.
 
I have bought a bike before and the seller offered to leave his plate on it and just have me mail it back. His words were "what's the worst that you will do? Go on the 407?".

May be worth asking the seller if he is open to that.
 
After you buy it the ownership of the vehicle is signed over to you. As stated, the previous owner's insurance will now not apply. If you get pulled over by police you will be riding without insurance. If you have a crash you will be out of pocket for all related damage and injury if you are deemed at fault.

Once ownership is signed over the original owner must legally take the license plate from the bike. This plate is still under his name. Any traffic offenses done while this plate is on the bike will be attributed to the previous owner.

The risk is quite high. If something goes wrong. If stopped by the police you may not be able to afford bike insurance next year. If you are deemed responsible for a crash this could mean a lifetime of debt. There is no need to take such risks in order to avoid a small amount of expense.

You can rent a van from U-Haul and strap it down inside. You could rent a van from Home Depot or Rona for a couple of hours. You could have the OP ride it to you house. You could call up one of the guys on this board with a trailer (Toyhauler 416-970-4060, search for him on this board for positive feedback.) to deliver your bike to your house. If the OP cannot ride the bike to your house, I would call up Toyhauler.
 
Thanks for the help everyone :) I'll be towing it back or renting a van. And I'm not 100 percent on not insuring the bike this year. If I have the cash, I'm going to ride this year, if not I'll wait till next year... I just need something to look forward to lol
 
If i was the seller, i would not let the buyer ride the bike home with my plate and my insurance. If anything happens, its all on me... including accidents...
 
Sushii said:
If i was the seller, i would not let the buyer ride the bike home with my plate and my insurance. If anything happens, its all on me... including accidents...
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Exactly!

Best thing to do is to ask the seller to ride it to your house, or even offer some money to seller(it will be cheaper than renting), if seller is not willing to do so, then rent a van or pick up truck.

Make sure you transfer the bike under your name as soon as you got it, just don't plate it for the road.
 
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Yea, just tow it. Safe for you and the seller. And as other said, don't buy it now if you don't plan on riding it for a couple months. If you are keeping it in storage, it would still be better if you had insurance.

Dsquintz said:
no. the current owners insurance will stop covering it once the ownership is signed over.
Now why are you going to certify it etc. and put it into your name "plated" if you don't intend to ride it until next year? you realize you can't put it into your name without proof of insurance.
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False. You can put it in your name without proof of insurance. You can't PLATE it.
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