Can a dr650se converted supermoto be insured?

dragonrider

dragonrider

Well-known member
Hi guys, does anyone know if I can insure a DR650 converted supermoto? Is there regulation prohibit such a conversion? Thanks.
 
Is it really any different from changing rims and tires on a car?
 
If the insurance company was being bitchy, they could use the modification clause to invalidate insurance. They don't use this that often though as probably 90% of the bikes on the road are modified (many for more power which should be a much bigger flag for the insurance company).
 
My thought was changing rim&tires will change the handling of a bike. and I heard a story of a converted wrfz400(?) dirt to supermoto couldn't get insured. That's why I am a bit concerned since I really like a dr650 supermoto convert and planning either buy one already converted or buy a dr650 and convert it myself. I guess giving insurance company a call will sort thing out. Do I need to inform them any modifications?
 
Ok, just called TD MM (my insurer). They said any mod will be concerns to them and very likely they won't insure. another funny thing is the quoted premium for a 2002 DR650SE is $1100 which is more than $500 than my 2009 Ninja 250. So there you go. Make sure you check with insurer before making any purchase.
 
Isn't the only change different rims and tires? I know many companies are strict about things like suspension changes (lowering, in particular) and things that add power but I wouldn't think different tires would make a difference.
 
if its only rims and tires, there wont be any problems

:)

think about it, those people running car tires on their cruisers (start another debate....NOW)
 
dragonrider said:
My thought was changing rim&tires will change the handling of a bike. and I heard a story of a converted wrfz400(?) dirt to supermoto couldn't get insured. That's why I am a bit concerned since I really like a dr650 supermoto convert and planning either buy one already converted or buy a dr650 and convert it myself. I guess giving insurance company a call will sort thing out. Do I need to inform them any modifications?
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The DR is a dual sport so no issues converting one to SM. The Dirt to SM would be an issue since you cannot convert dirt to dual/street in Ontario anymore (unless it was done before the law changed).

It's just a rim/tire change anyway, insurance is giving you the generic answer to cover their *****.

The cost in insurance isn't really a shocker, your comparing a 250cc to a 650cc.
 
tat2 said:
The DR is a dual sport so no issues converting one to SM. The Dirt to SM would be an issue since you cannot convert dirt to dual/street in Ontario anymore (unless it was done before the law changed).

It's just a rim/tire change anyway, insurance is giving you the generic answer to cover their *****.

The cost in insurance isn't really a shocker, your comparing a 250cc to a 650cc.
Click to expand...

Came here to say all of this. The issue the other guy probably had was that no off-road vehicle can easily be converted to a road worthy vehicle, and insurance doesn't like them anyway.
 
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