Always take it out when travelling in the states, but never had to use it until recently.
Had a boo boo on the bike back in October while riding the Blue Ridge Parkway in Virginia. Got an ambulance ride to Lexington, VA and the bike got towed from the side of the road. Got metal plates screwed onto both left forearm bones (ulna and radius) the same night. Called CAA the next day to report the accident. Technically you're supposed to call them before any surgery or procedures are done but I guess they understood the emergency nature and didn't give me any hassle about it. Got released the day after the accident. Rented a U-Haul the next day, picked up the bike from the tow yard (technically the guys front yard), and drove home.
At the end of the day, regular CAA Plus covered the towing and the U-Haul rental. The medical coverage paid for all the medical bills, my pill prescription (percocets are good!), as well as the gas I put in the U-Haul to get home. Only out of pocket expense I had was a couple nights at motels on my way home which I didn't even try to get reimbursed for.
The biggest pain is that you can't deal with one department. Regular CAA covered the tow bill, CAA Emergency Reimbursements covered the U-Haul rental, CAA medical (administered through World Travel Protection) covered whatever the other departments didn't. I'm sure if I wanted to be sneaky, I could have claimed twice through the various departments as no one speaks to the next guy there. The girl from WTP actually got hung up on by the CAA reimbursements guy.
Bottom line, get it when travelling to the states. It's cheap and 100% worth it if something goes bad. Cost me about $100 for a month of coverage in the states. Between that and the yearly ~$100 CAA Plus membership fee, I got everything paid for without having to file a claim through my bike insurance.
Had a boo boo on the bike back in October while riding the Blue Ridge Parkway in Virginia. Got an ambulance ride to Lexington, VA and the bike got towed from the side of the road. Got metal plates screwed onto both left forearm bones (ulna and radius) the same night. Called CAA the next day to report the accident. Technically you're supposed to call them before any surgery or procedures are done but I guess they understood the emergency nature and didn't give me any hassle about it. Got released the day after the accident. Rented a U-Haul the next day, picked up the bike from the tow yard (technically the guys front yard), and drove home.
At the end of the day, regular CAA Plus covered the towing and the U-Haul rental. The medical coverage paid for all the medical bills, my pill prescription (percocets are good!), as well as the gas I put in the U-Haul to get home. Only out of pocket expense I had was a couple nights at motels on my way home which I didn't even try to get reimbursed for.
The biggest pain is that you can't deal with one department. Regular CAA covered the tow bill, CAA Emergency Reimbursements covered the U-Haul rental, CAA medical (administered through World Travel Protection) covered whatever the other departments didn't. I'm sure if I wanted to be sneaky, I could have claimed twice through the various departments as no one speaks to the next guy there. The girl from WTP actually got hung up on by the CAA reimbursements guy.
Bottom line, get it when travelling to the states. It's cheap and 100% worth it if something goes bad. Cost me about $100 for a month of coverage in the states. Between that and the yearly ~$100 CAA Plus membership fee, I got everything paid for without having to file a claim through my bike insurance.
