Address on insurance doesn't quite match ownership or license.

U

unL33T

Well-known member
So the address on my insurance lists my city as York while my ownership and license say Toronto. I've heard it's a big fine if they don't match (which is stupid to me, but beside the point). Will I have any trouble?

Edit: Still sleeping and somehow messed up the title. Hope it's fixed now.
 
york as in region or york as in former city of toronto?
my license days downsview, but my insurance says north york.
 
matthew said:
york as in region or york as in former city of toronto?
my license days downsview, but my insurance says north york.
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Well I'm in Toronto so I'd assume the second one. The address seems to randomly vary between Toronto and York depending on which company I'm dealing with. I get mail addressed to both.
 
Sounds like a Brampton vs. Bramalea thing to me. They're both right, just the first one is the "updated" one.
 
I'm just worried about a potential fine after someone told me it's like $500 if they do not match exactly. I've never heard of that before so thought I'd ask.
 
I used to have a Toronto DL and my ownerships and insurance were in my Cookstown address when I lived there. It was like that for years and I never had an issue. Cop never mentioned anything about it when shown.
 
unL33T said:
I'm just worried about a potential fine after someone told me it's like $500 if they do not match exactly. I've never heard of that before so thought I'd ask.
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never heard of that...and If the postal codes match up, I highly doubt that any charge would stick...but..if your that worried, get your insurance co. to change the pink slip so it matches your ownership
 
unL33T said:
Well I'm in Toronto so I'd assume the second one. The address seems to randomly vary between Toronto and York depending on which company I'm dealing with. I get mail addressed to both.
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It could be determined by your postal code. When I supplied my postal code to my insurance company, North York automatically was assigned as the city.
 
unL33T said:
So the address on my insurance lists my city as York while my ownership and license say Toronto. I've heard it's a big fine if they don't match (which is stupid to me, but beside the point). Will I have any trouble?

Edit: Still sleeping and somehow messed up the title. Hope it's fixed now.
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York is part of Toronto. As long as the street name, number and postal code are a match then you have no worries. Cheers.
 
Insurance Guy said:
York is part of Toronto. As long as the street name, number and postal code are a match then you have no worries. Cheers.
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That's what I thought but I just wanted to make sure. Thanks!
 
I've never heard of that. My insurance certificate has my office address on it, but lists my car's VIN number at the bottom, as it should. Perhaps you're thinking of your home address on your DL - that must be kept current so they can find you.
 
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promac said:
I've never heard of that. My insurance certificate has my office address on it, but lists my car's VIN number at the bottom, as it should. Perhaps you're thinking of your home address on your DL - that must be kept current so they can find you.
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I was told license home address and home insurance address must match.
 
promac said:
I've never heard of that. My insurance certificate has my office address on it, but lists my car's VIN number at the bottom, as it should. Perhaps you're thinking of your home address on your DL - that must be kept current so they can find you.
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I have always understood it as the insurance address should be where the car is "garaged" majority of the time.
 
jeffjones said:
I have always understood it as the insurance address should be where the car is "garaged" majority of the time.
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Address on insurance slip should match the address of the vehicle registration. Insurance companies can change the territory rating on your policy if the car is garaged and used primarily in a different city without you having to change the registration and pink slip. A case like this might be when students borrow one of the their parents' cars when they are away at school.
 
This may sound stupid, but what happens when you get a new registration on the day you move to the new address, and wait for the new pink slip for a while in the mail, and get a ticket in between ? I'm exactly in this situation atm. Could I get the charge dropped at the court as soon as I can prove the situation ?
 
Ugur Dinch said:
This may sound stupid, but what happens when you get a new registration on the day you move to the new address, and wait for the new pink slip for a while in the mail, and get a ticket in between ? I'm exactly in this situation atm. Could I get the charge dropped at the court as soon as I can prove the situation ?
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You probably should have been issued a temporary pink slip (that you print out) if not, then your best chance would be to bring the slip to court when it does come in to prove that you were insured during that time and explain your situation.

At least I think that would be the best course of action...
 
PLau said:
You probably should have been issued a temporary pink slip (that you print out) if not, then your best chance would be to bring the slip to court when it does come in to prove that you were insured during that time and explain your situation.

At least I think that would be the best course of action...
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My insurer must have skipped the step of "temp license" due to weather =(
 
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