9192 Celica > 2011 F150

[Jinster81]

This might belong in the insurance section, but please bear with me.

I drive a old 92 Celica with the unexciting 2.2 engine with auto.
It's not a fast car.

I pay upward of 200 bucks in insurance a month. 3rd party only.

But when I did a quote for a 2011 (brand spanking new) Ford F150 the quote came to
130 per month.

130 for a brand new vehicle, 200+ for a 20 year old vehicle.
Why!!!??

Thanks for reading my rant!!

 

[turbodish]

That "3rd part only" insurance you refer to is actually third party liability PLUS DCPD PLUS uninsured motorist coverage PLUS accident benefits coverage.

The Celica is a serious death trap in comparison to the F150, and I would bet that much of your Celica premium would be for the accident benefits part of the mandatory coverage items. Look at your policy for the break-down.

 

[fastar1]

Maybe "auto insurance" should be renamed "probability of death and dismemberment insurance" so that people stop asking these types of questions.

 

[Deimos]

Buy a Buick for cheapo insurance.