$474 a year for Insurance on a late model 650 cc from TD!!!! Pleasant surprise

MacDoc

MacDoc

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Basic coverage but TD finally has come through with some savings.
For those that might have written them off ( I almost did not get a quote as they've been such a joke in the past. )

$591 with collision and comp not bad either and that is before any multiple vehicle discount which will be my next stop since I need a different car insurer anyway. ( agent and company divorced and I like my agent )

Check it out

https://insurance2.group.tdinsuranc...r=PRIM&AID=mmi_embperl_quoter&srcsite=generic
 
MacDoc said:
Basic coverage but TD finally has come through with some savings.
For those that might have written them off ( I almost did not get a quote as they've been such a joke in the past. )

$591 with collision and comp not bad either and that is before any multiple vehicle discount which will be my next stop since I need a different car insurer anyway. ( agent and company divorced and I like my agent )

Check it out

https://insurance2.group.tdinsuranc...r=PRIM&AID=mmi_embperl_quoter&srcsite=generic
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They are the best for my car, but motorcycle it's a joke. I haven't asked for a quote lately but in 2008 they wanted 4k for a new zx6r, State farm gave me a quote for 1200
 
Don't really see that being all that great. That's what I pay on a 600ss this year (well $10 more per year). I could be wrong but I think i'm a lot younger then you as well.
 
just for fun, i pay $1100 w/ SF now, my quote was $2616
 
Jevco im paying $2400 with specified perils, no collision.
Did the TD online quote and got $3400.

I am 22 mind you and ride an SV1000S
 
Yeah TD used to be a joke so I was pleasantly surprised and with a multiple vehicle discount the bike will come down to $440 or so. The insured value on the 650 is $9,000 if that makes any difference.

It's Meloche Monnex doing the TD underwriting.
Van insurance seems about the same across the board - around $1250.
 
I got quoted $3100 for my ninja 250. I'm 24 with over 5 years of driving experience with a G license but only 7 months since I got my M1. I got a quote from Duffy and its the same... Why is it so fricken expensive?
 
Slono said:
I got quoted $3100 for my ninja 250. I'm 24 with over 5 years of driving experience with a G license but only 7 months since I got my M1. I got a quote from Duffy and its the same... Why is it so fricken expensive?
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State Farm: Your under 25.
Duffy: You don't have 1 year experience

If you look through this section you will see alot of posts the same as what your asking.
 
i pay $1300 through riders plus for a 2011 KLR650 and A 2005 electra glide, full coverage on both bikes.
 
MacDoc said:
Yeah TD used to be a joke so I was pleasantly surprised and with a multiple vehicle discount the bike will come down to $440 or so. The insured value on the 650 is $9,000 if that makes any difference.

It's Meloche Monnex doing the TD underwriting.
Van insurance seems about the same across the board - around $1250.
Click to expand...

The value of the bike has very little to do with insurance rates. It might be lower than expected because it's a scooter. A large CC scooter, but a scooter none the less.
 
rbjeepthing said:
Don't really see that being all that great. That's what I pay on a 600ss this year (well $10 more per year). I could be wrong but I think i'm a lot younger then you as well.
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+1.

TD is quoted my 800cc BMW for $479. full coverage. When I told them about my 3 tickets, they upped the charge by $75. My bike is insured for $11,000+ value.

Im sure a $9000 650cc would have been even cheaper.


** edit.......we also have our home and car with them as well.





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Try putting in a Ninja 650 or SV650...I am betting that TD sees those bikes as amuch larger risk than a 650 scooter.
Scooters generally appeal to people like my father, who probably seem very low risk by the insurance companies standards.
 
I tried the TD webform and I got a quote for ~$6500. Clean record, 24yo, one claim due to vandalism, bike value $4k full M unrestricted for the last year and a year on m/c insurance. They don't factor in my on-road experience with other licences or how long I've held my M1/2. :(
 
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