21 Years old, Buying a Yamaha Maxim XJ750

Z

zazMaxim

Active member
Hello,
I am a 21 year old male and I am picking up a Yamaha Maxim XJ750 tomorrow. I will be writing my M1 on friday, possibly earlier, and I will be taking training courses. The bike is 750cc in great condition and bought for pleasure only. What sort of insurance quotes should I be expecting, and who should I be contacting to get insurance? I am knew to this, my current car is under my parents' company insurance but I have to get private insurance on the bike. I have been driving for 7 years, 1 of which I was listed under insurance. I have one speeding ticket on my record, but otherwise it is clean.
 
What he said. +Before buying a bike you should check ins. first....especially a new male rider. That 750cc engine may make it more to insure than what you likely paid. Plus you might be better off starting with something smaller, engine wise. 86hp vs a CBR250 with 23hp can still get you into trouble...even if the XJ has almost twice the weight.
 
By "in the thousands" are we talking $1-2k or $5k+? I won't be picking up the bike if I'm quoted too high of an insurance. If not this bike, what sort of bikes should I be looking at? Thanks in advance.
 
zazMaxim said:
By "in the thousands" are we talking $1-2k or $5k+? I won't be picking up the bike if I'm quoted too high of an insurance. If not this bike, what sort of bikes should I be looking at? Thanks in advance.
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Small displacement.
 
kellen said:
Small displacement.
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I figured, but something in the 250-600cc range? How much of a difference will it make in insurance? And what am I looking at for the 750 atm so I have an idea when I call around tomorrow? Is it still under $3000?
 
zazMaxim said:
I figured, but something in the 250-600cc range? How much of a difference will it make in insurance? And what am I looking at for the 750 atm so I have an idea when I call around tomorrow? Is it still under $3000?
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Something in the 125-250cc range.

Mucho difference.

Believe me you don't want to pay 2 or 3 grand a year to ride a maxim around.
 
kellen said:
Something in the 125-250cc range.

Mucho difference.

Believe me you don't want to pay 2 or 3 grand a year to ride a maxim around.
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The training would be done on the 250cc bikes. Is paying 2-3 grand until I get my M and a couple years under my belt really that bad? I would be fine with around $2000, $3000 is steep. I would also have a passenger often when I have my M2 so I was planning on getting something that would still be a fun ride with a passenger. How much would I be expecting to pay with a 250-450cc?
 
TD online quote was very high, about $7-9k based on options. Is this realistically what I should expect anywhere?
 
Every situation is different. You have to do your own homework.

Also up to a GS500 or maybe a Ninja 500 might be ok power wise, bu might still be a big hit on ins.
 
Currently I'm looking at a 1984 Honda Shadow 500cc which I'll be checking out tonight. I've received a quote of $2210 currently and will still look around.
 
zazMaxim said:
Currently I'm looking at a 1984 Honda Shadow 500cc which I'll be checking out tonight. I've received a quote of $2210 currently and will still look around.
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Don't bother with online quotes. Call and talk to someone. And you should probably just get liability on a bike that old. You'll save some cash.
 
zazMaxim said:
Currently I'm looking at a 1984 Honda Shadow 500cc which I'll be checking out tonight. I've received a quote of $2210 currently and will still look around.
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The Honda VT500c is a rock solid bike, easy to maintain and good for insurance.

Things to look for:
-ensure the bikes starts
-check the corners of the tank nearest to the seat, to ensure it has no rust. Replacement tanks are expensive but available.
-check the collector underneath the bike to ensure it is free from rust. The exhaust from the 2 cylinders go through headers to the collector, pipes then goes to the dual mufflers. This collector is expensive to repair and hard to find. The bike won't run well without it.

The bike is a v-twin, 6 gears and is a shaft drive. The shaft drive is very low maintenance. 0-60mph in 5.3 seconds, 9000 rpm redline. 25km for each litre of gas, economical. 400 lbs wet, 50 hp. It is a good beginner bike.

The bike had a 4 year run. 83-84 was one run and the '85-86 was another run, so parts are plentiful on eBay and around town from Kijiji. Bikes of this era were over-engineered and very reliable. Tires and battery are readily available.
 
I see in your profile, Toronto Boy, that you own one.
OP, this is a guy you want to make friends with, if you get that bike. ?
 
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