This is pretty normal. When I got my M1, was 23, asked Statefarm for a quote on a CBR600RR, $17,000/yr.
I’m 26 now, one claim, M2, clean G license, asked Mitchell and Wales for a quote on a Gsxr-600, I was quoted $326/month, which is pretty darn good.
You need to start on something small. I...