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Recently I have been into accident no broken bones, Just both of my legs can't lift them up and my shoulder is in a pain can't lift anything up. My question is that am I at fault at this accident or the drivers fault, officer have said its my fault but I'm still waiting for the insurance...

Hey guys new to this forum. I see people complain about their insurance are high around 3000-4000 and same age as me. Today I called many insurance company to give me a quick quote. TD $1100 / month Rider plus $962/ month Intect $950 /month I got rejected many places like state farm...