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  1. crankcall

    COVID and the housing market

    Many new Canadians and also Old Canadians in business for themselves , or those recently separated without a separation agreement can struggle to qualify for a conventional mortgage . These are often folks that will work hard and pay the mortgage ( sometimes early) . It’s the guy that has two...
  2. crankcall

    We Know you Ride, But do you Shoot?

    My current Nieghbour is retired TO police, he was in the special unit to keep an eye on the TO Police service . Own radio channels , phone lines with security against taps , almost a rogue agency things in TO in w seventies and eighties were that bad . Sad to see they still don’t get it . Sent...
  3. crankcall

    COVID and the housing market

    The “mortgage finder” guys with catchy ads are about one step up from the payday loan guys . They exist because there is a market , it’s sleazy, but desperate people do unfortunate things . Sent from my iPhone using GTAMotorcycle.com
  4. crankcall

    We Know you Ride, But do you Shoot?

    That setup warrants no criminal charges because stupid is not a crime . Now should some folks up the ladder get a black spot on their record ? Yup . Will anything likely happen? Nope . You set up a raid WELL outside your jurisdiction, don’t advise the locals because they may be ‘in on it’ , kick...
  5. crankcall

    Enough of COVID...what are you doing to the house?

    I had use of a 6x10, I think iot was almost perfect. Patio door set would go inside , 10ft drywall, dry spot for table saw on deck projects . Buddy used it once or twice a year moving sleds ect up and back from cottage so it usually sat empty. I dont do much anymore outside of my own projects ...
  6. crankcall

    COVID and the housing market

    I would hazard a guess the unfortunates they have dealt with couldn’t hire a second year student let alone an actual lawyer . Two kinds of people , those that understand compound interest and those that pay it . Sent from my iPhone using GTAMotorcycle.com
  7. crankcall

    Enough of COVID...what are you doing to the house?

    Even the original truck boxes taking four x eight are a no go if you start using TFL or high end plywood since it’s forty nine by ninety seven and it sits awkward . Not sure where the split hits but a tandem axle enclosed being used in construction will need an annual inspection as will the tow...
  8. crankcall

    We Know you Ride, But do you Shoot?

    I’m still shooting at least once a week , skeet on Wednesdays, I have a couple rifles around that see no rounds , I’ve been a shotgun only guy for a decade . But I financially support Canadian firearms association and try to support lobby groups that oppose gun controls on guns that are NOT a...
  9. crankcall

    COVID and the housing market

    The private lender thing is by far the scariest . Good friends father is a private mortgage lender , my good friend has three rental houses in Kitchener . Guess how he got rental houses for a way under market price? Hint , Dad foreclosed on idiots , doesn’t want to be a landlord so junior buys...
  10. crankcall

    COVID and the housing market

    Unless someone had been really stupid , mortgage plus two car loans and a LOC , banks will extend to keep the cash rolling . They do not want to be in the real estate business and they don’t want to write down a loosing property, they will let you keep making payment until it’s crystal clear...
  11. crankcall

    COVID and the housing market

    Both a mortgage broker and a real estate lady at last nights party , in passing party convos , real estate lady ( specializing in GlenAbbey Oakville area) says prices are off and sales take longer , mortgage lady says rewrites and people shopping to get out of situations is very popular . So...
  12. crankcall

    Enough of COVID...what are you doing to the house?

    Sell what you have and buy an enclosed trailer . The hillbilly rigs never really work out . If it’s your side gig transport, if you show up to my house with some half arsed mobile project , your preceding reputation better be Picasso with a hammer or I’m questioning the whole thing . First...
  13. crankcall

    COVID and the housing market

    It’s difficult to look at downtown Burlington and Oakville objectively, you have the historic homes that get a good price but demand a different audience. The older houses that get demolished so a powerhouse can now sit on the lot send the prices up . And they both have excellent liveability...
  14. crankcall

    Marinating Steak

    yeah , we did ok. ....
  15. crankcall

    COVID and the housing market

    You'd need to be an idiot to pull RRSP money to finance a family F up , if you didnt have access to cash , or even a LOC on a temp basis , but the probelm with the LOC, its not your money either so it needs to be repaid. Our family process has always been , if you want to play Baller, you...
  16. crankcall

    Marinating Steak

    Growing up as a poor white kid on an Ontario farm , where we had beef cattle , mom used everthing except the horns in cooking. I'm a bit spoiled now as we dont have an entire side of beef to use up so we treat ourselves to nicer cuts , however if your going to make me a flank or skirt steak that...
  17. crankcall

    COVID and the housing market

    Watching the morning news , assignment sales , which is the resale of a condo purchased pre construction are at an all time record , they number in the thousands in GTA . With increased mortgage rates and increased closing costs , many of the speculators are not able to close , family money is...
  18. crankcall

    Buy A Real Tree

    I went fake tree a decade ago , and I am in the forest products industry…. Sent from my iPhone using GTAMotorcycle.com
  19. crankcall

    Cold enough for ya ?

    Hope you bought the OEM good one , my Chinese special didn’t seat properly and I ate a piston last week . Seventy three Olympic, sound went from regular to a wind whistle turbo noise , five minutes later , no noise . I was full throttle down a backroad so maybe pushed her a bit . I bought...
  20. crankcall

    Dissertation Defence coming up shortly

    Not a stretch lol Sent from my iPhone using GTAMotorcycle.com
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