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  1. VifferFun

    The Co-operators -- NEW -- Quote & Buy Insurance Online :-) SS Friendly!

    Oh, I didn't try entering in the full Driver's License number -- that shouldn't cause a problem but maybe it's a transient problem. I'm guessing the Hawk isn't able to generate a quote because of its age -- not that it's consdiered high risk, but the online tool mgith not be set up for more...
  2. VifferFun

    M1 Insurance 2024

    I ran a couple of online quotes to test, and The Co-operators also insures with M1, provided that you've completed Rider Training :) Co-operators Online Motorcycle Insurance Quotes
  3. VifferFun

    The Co-operators -- NEW -- Quote & Buy Insurance Online :-) SS Friendly!

    That's really odd -- I can't seem to replicate the G-class license challenge that you're experiencing. It sounds like there's nothing unusual about your G-class license either. For the Hawk, it likely needs you to call in because of the age -- what year is it? I presume it's vintage? That's...
  4. VifferFun

    The Co-operators -- NEW -- Quote & Buy Insurance Online :-) SS Friendly!

    Oh, that's really unusual, but I'm glad it worked for you! I tried modifying my Aprilia quote by adding different levels of G license and it always gave me the same premium every time (even if I said I only have my G1 with an M). Maybe you slipped up on one of your inputs in the first time you...
  5. VifferFun

    The Co-operators -- NEW -- Quote & Buy Insurance Online :-) SS Friendly!

    Hmmm . . . the G license shouldn't be a problem. Usually online quoting tools struggle if there's something unusual (like a really old or rare bike) or something high-risk (claims, convictions, inexperienced operators, no rider training, etc.) about your profile, but it doesn't seem like this...
  6. VifferFun

    The Co-operators -- NEW -- Quote & Buy Insurance Online :-) SS Friendly!

    They've overhauled their motorcycle rates recently, so hopefully it's better than it was before :-) No single company will provide the best rate for every rider on every bike, since every company has it's own unique rates and algorithms to try and match the premium to the risk as best as...
  7. VifferFun

    The Co-operators -- NEW -- Quote & Buy Insurance Online :-) SS Friendly!

    Weird! What year is your SXV? Is there anything special about your risk profile (i.e. convictions, claims, newly-licensed rider in the house, etc.)? I just tried quoting myself on a 2006 SXV and it provided a quote for me.
  8. VifferFun

    The Co-operators -- NEW -- Quote & Buy Insurance Online :-) SS Friendly!

    Thanks! I still lurk from time to time, but haven't had time to post and answer insurance questions for a very long time :( And yeah, more options are great for people shopping, and since The Co-operators allows you to buy insurance directly online, it means the quotes are very accurate :)
  9. VifferFun

    The Co-operators -- NEW -- Quote & Buy Insurance Online :-) SS Friendly!

    Hi everyone! The Co-operators just launched a new site where you can not only quote your bike insurance online, but you can even buy it online! The Co-operators Motorcycle Insurance -- Quote & Buy Insurance Online It's a really quick/easy/smooth quoting process that only takes a minute or...
  10. VifferFun

    How much do you pay for insurance?

    That's because the "R" in "V4R" stands for "RISKY"! 😁
  11. VifferFun

    How much do you pay for insurance?

    Interesting, thanks! So I guess the younger rider that Wawanesa will insure on a Sport bike is 22yo (assuming they get their M1 at 16yo)? The 999cc cap seems a little arbitrary since some bikes less than 1000CC can be faster than the Hayabusa, but at least it's something!
  12. VifferFun

    Sport Bike Insurance -- Who are you insured with? How much do you pay?

    Wow, great rate for the Ducati! I love that you're 50+ and still ride a SS! You deserve a great rate with 30+ years of claim-free riding experience :)
  13. VifferFun

    How much do you pay for insurance?

    How much experience does Wawanesa require before they'll write you on a sport bike (e.g. CBR600, GSX-R600, etc.)? Raising Deductibles have little impact to your overall premium because they provide you with premium reductions to Collision and Comprehensive coverages only (i.e. coverage for...
  14. VifferFun

    Sport Bike Insurance -- Who are you insured with? How much do you pay?

    Nice bikes! And wow, those are some great rates, especially for the Aprilia which looks like quite a beast! Are other people getting their Sport insurance through Wawanesa as well? I wonder if they have a minimum age/experience requirement before insuring someone on a Sport bike? Thanks...
  15. VifferFun

    Sport Bike Insurance -- Who are you insured with? How much do you pay?

    Thanks! I'm really interested to hear if people are still struggling to get insurance for that Sport, SS, Sport-Touring, etc. State Farm was the go-to, as well as TD for older riders, but I'm not sure where people go with their Sports today.
  16. VifferFun

    Sport Bike Insurance -- Who are you insured with? How much do you pay?

    Hey guys! Some of you might remember me from years ago where I used to post here a lot, but I took a hiatus due to a lack of time. State Farm used to be the #1 insurer for Sport bikes, but they were acquired by Desjardins a number of years ago. I'm just curious for everyone with Sport Bikes...
  17. VifferFun

    How much do you pay for insurance?

    This is true, but one thing to note is that brokers do not have access to the rates of companies that deal direct or through agencies. For example, a broker won't be able quote you on Desjardins, TD, Belair etc. It's still worth your while to quote with a broker and some direct insurers if you...
  18. VifferFun

    Approximate Values of 10 Motorcycles in Average Condition and Mileage

    Hi Guys, Would anyone have access to data that could tell me the approximate market values in Ontario for the following 10 bikes? Maybe a bluebook or something of the sort? I need this info for a project I'm working on. 2010 HARLEY DAVIDSON FLHTK ELECTRA GLIDE ULTRA LTD 2010 HARLEY...
  19. VifferFun

    Rate Changes by Company -- 2013 Q4

    For those keeping up on the news, the Ontario insurance industry is currently required to submit Auto Insurance (not Bike Insurance) filings to the regulator over 2013 and 2014 (in a few different waves). In short, these filings detail the actuarial calculations to arrive at the premium...
  20. VifferFun

    Young Riders (16-24yo) -- What are you paying for insurance?

    Hey Guys, I'm curious to know what the young riders out there are paying for Motorcycle insurance. Please copy and paste the following into your response. Thanks! OPERATOR: Operator Age: Years Licensed on Motorcycle: Number of Claims in last 6 Years: Number of Convictions in last 3 Years...

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