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The insurance company Aviva is very competitive for new riders who have completed the training course on a motorcycle 650 cc and under. You can save up to 25% off the motorcycle if you bring the home/renters/condo and auto over (10% off for the car and 15% off for the home).

This bulletin from FSCO should provide clarity: https://www.fsco.gov.on.ca/en/auto/autobulletins/2015a/Pages/a-06-15.aspx

Aviva will be very competitive for you (new rider, training course completed, motorcycle 650 cc and under). Contact me if you would like to obtain a quote through them. Thanks

Was the quote through Aviva? Aviva has very competitive rates for new riders with a motorcycle 650cc and less that have completed the motorcycle training course. If you also bring home and auto insurance over to Aviva there are further discounts to the motorcycle policy (up to 25%). Contact...

Thanks for the kind words.

You are correct with the carriers we use. You save 5% in March and 10% in April. Keep in mind by doing this though, you lose any sort of continuous insurance discount that you may have qualified for.

Thanks for the support!

You should be able to go through a standard market rather than a non standard market, but you will have to go through a broker. Contact my son Christopher if you are interested 416-546-8969 or csouth@surnet.net Thanks

We're glad it worked out, thanks!

No problem, I will send you a PM.

Just to clarify, bringing the car over is not a requirement to set up the motorcycle insurance. However, if you do bring the car insurance over there is a 10% discount on the motorcycle insurance. Sorry for any confusion.

Great review PrivatePilot.

Thanks. Aviva should be very competitive for the OP based on the information he provided as long as the motorcycle training course was completed. Contact me if you would like to obtain a quote.

Based on what you have stated (no claims/convictions and have completed the motorcycle training course) and the type of bike you are looking to insure, Aviva will be very competitive for you. Contact me if you would like to obtain a quote.

If interested contact me to obtain a quote through Aviva. They will have very competitive rates for you based on your profile compared to other insurers.

Aviva should be very competitive on the 125 as long as you have completed the motorcycle training course.

Since it is motorcycle insurance through a direct writer, I would recommend the OP speak to the agents manager to ensure the decline is correct.

Not true regarding auto/motorcycle insurance in Ontario. Home insurance is different though.

It is not up to their discretion. It is all based on their underwriting guidelines filed with FSCO. FSCO must approve the guidelines/rates prior to being put in place. It is not a simple process. If a client still meets their guidelines filed with FSCO, the insurance company is unable to non...

They can legally only rate the conviction against you if you have actually been convicted of the offense.