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Accurate post here. Here is a simple example I provide clients: Let's assume you set up a policy September 1st, and pay the policy in full by credit card. If you decide to cancel the insurance on Nov 1st the same year, or Feb 28th next year, the refund you would receive would be the exact...

This is correct. Section 4 of the OAF 1 application for auto insurance, you are required to disclose any suspensions within the past 6 years on the application, and make notes of the suspension in the remarks section. Thanks

Hi Private, You are correct, it is an administrative suspension. Administrative suspensions (less than a year) are not able to be rated against you. Hope this helps.

Aviva will have a very competitive rate for you. Contact me if you would like to obtain a hypothetical quote.

Aviva will be very competitive for you. Contact me if you would like to obtain a quote.

Depending on the insurance company you go with, the difference should be minimal.

The main thing to do is to advise the insurance company what your legal address is, and the address where the bike will be primarily garaged. Be upfront with this information and let them rate accordingly.

Aviva will have competitive rates on the 300 as long as you complete the motorcycle training course.

Intact would be able to insure your 1985 Honda. Contact me if you would like to obtain a quote.

Aviva will have very competitive rates based on your age with the training course complete. Contact me if you would like to obtain a quote. Thanks

This is correct.

It varies by company. Some insurers (Aviva) provides discounts for continuous motorcycle insurance.

Aviva would be very competitive on the 650, especially after the rate decrease effective June 1st as long as you have completed the motorcycle training course. Contact me if you would like to obtain a quote. Thanks

Check out this link: https://www.fsco.gov.on.ca/en/auto/brochures/Pages/brochure_changes10.aspx

This is correct. Aviva is going through a rate decrease effective June 1 2016. Keep in mind policies effective June 1st or after will have less coverage (reduction of Accident Benefit limits).

Look at getting quotes effective today's date as well as June 1st (with lower standard Accident Benefit limits) and note the difference.

Intact will insure you without taking the course. Contact me if you would like to obtain a quote. Thanks

Aviva is one of the companies I use. Contact me if you would like to obtain a quote through them.

Re: Where is the "Cheap" Insurance at? TD now won't do only 1 policy :((( Thanks Boots! Aviva should be very competitive for the OP and is able to insure it as a stand alone policy.

Although I highly recommend completing the training course (become a better overall rider and save money on insurance) Intact is able to insure you with a M1 license only (as long as it is not a super sport).