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  1. S

    What insurance company for someone that is 25 with an M2 getting a starter bike?

    Aviva should be very competitive for your brother as long as the bike is 750 cc or under and non super sport.
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    TD/Meloche Monnex will not insure Honda Grom 125cc

    Multiple other carriers will insure the Grom 125.
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    American Vs Canadian insurance

    Not for motorcycle/car insurance in Ontario. However your credit score plays a big factor in your home insurance rates.
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    Insurance went up. Question about switching

    You are not stuck with them until your treatments are done.
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    Who Offers Monthly Insurance Payment Options?

    Aviva and Intact both offer monthly payments and they charge a 1.3% financing fee.
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    Calling for a quote

    Name, home address, marital status, date of birth. When did you first get your M1, M2 and full M license. Have you completed any motorcycle training courses in the past 3 years? How many years of continuous motorcycle insurance? Year/make/model of motorcycle. When did you purchase it...
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    New Aviva Supersport Insurance Rules

    With the new guidelines effective Jan 1st, Aviva is able to insure you on the FZ07 if you have been licensed less than 4 years since it is under 750 cc's and non super-sport. The FZ09 and the CBR600 they would not be able to insure unless you have been riding for 4 or more years.
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    Coverages

    Good info Hedo. This may have already been posted, but here is a great link showing the changes and what your new options are: https://www.fsco.gov.on.ca/en/auto/brochures/Pages/brochure_changes10.aspx
  9. S

    New Aviva Supersport Insurance Rules

    From my understanding, if you have an existing policy with Aviva you will be grandfathered in. I will update my thread once I have more info.
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    Crashed my car today,im charged, temp sticker, what do I do? first accident

    This is correct, as long as you notify the insurer within 14 days. It is part of your policy that most insurers/brokers/agents do not talk about, but it is in your contact between you and the insurance company. Keep in mind, if you only have one vehicle (say an older 15 year vehicle) that has...
  11. S

    Crashed my car today,im charged, temp sticker, what do I do? first accident

    Refer to section 2.2.1 of the Ontario Automobile Policy (OAP 1) regarding Newly Acquired Automobiles.
  12. S

    Motorcycle Insurance for Young Beginners [20]

    Although it will be expensive, Aviva will be competitive on the R6 for a new rider as long as you do not have 2 or more convictions on your record. Also, due to the fact you have completed the motorcycle training course, you get rated as a "3 star" rider (the equivalent of someone who has been...
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    Insurance for a Brand New Rider?

    It will be expensive (sport bike surcharge) but Aviva will be able to insure you as long as you do not have 2 or more convictions. Even though it will seem expensive, on that particular bike and your driving profile, they are very competitive compared to the rest of the market (some insurers...
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    Costs Associated With Insuring Multiple Bikes

    It is not much, depending on the insurer, the multi motorcycle discount varies from 10-20%.
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    Riderplus Paintjob bs

    Was the insurer Echelon or Intact?
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    Latest year to get comprehensive coverage?

    Keep in mind the way motorcycle insurance seasonally rated, if you set up a policy now, the majority of the money you pay from now until March goes towards your coverage that you will use up next riding season.
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    TD non renewal policy

    Keep in mind typically new business guidelines with insurers are much more strict than existing business guidelines.
  18. S

    Need a question answered.

    Intact could have insured you (at a price) with just a M1 license and no course completed.
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