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Yes. Convictions received while riding a bike are ratable on your car insurance. Similar to convictions received while driving a car are ratable on your motorcycle insurance.

It is actually the opposite. Regardless if you are at fault, or not at fault in an accident, your own insurer pays for your losses and is unable to surrogate.

Echelon is now owned by CAA. CAA is a reputable insurer.

The VIN is not required for a quote with both brokers and direct writers.

Wawanesa has great rates for bike insurance, especially if you add home and auto with them (50% off the base rate). For riders who have been licensed less than 6 years, they will only insure you on non sport bikes under 750cc (even a Kawasaki 250 they will not insure). My son Chris and I deal...

FYI... Echelon was bought out by CAA Insurance https://www.canadianunderwriter.ca/insurance/caa-insurance-parent-agrees-buy-echelon-insurance-1004148463/

Depending on the insurer, you have used up roughly 18/19% of the yearly premium.

FYI, this is illegal in Ontario for auto (bike) insurance. Home insurance is a different story.

Aviva will have very competitive rates on that motorcycle as long as you do not have 2 or more convictions on your record within the last 3 years. Contact me if you would like to obtain a quote through them. Thanks!

FZ6, FZ-07, 750 Shadow, SV 650. Keep it 750 cc and under (non super sport) and Aviva will have very competitive rates for you.

It must be through Wawanesa. They have great rates for SS 1000cc and under if you have been licensed 6 or more years. So if OP's friend was licensed at 19 or before it makes sense.

Thanks Mango! Aviva would be very competitive on this bike for the OP based on the info provided.

You are referring to the change made on June 1 2016 https://www.fsco.gov.on.ca/en/auto/brochures/pages/brochure_changes10.aspx

Letter of Experience and Driver's Abstract.

Aviva has been grandfathering all existing sport bike policy holders with their old guidelines. OP, did you receive a registered letter from them?

It depends on how long you have been riding and how many years of continuous insurance you have held. The ABS model will be slightly cheaper to insure. Aviva should be very competitive if you are a new rider with the training course completed. Contact/PM me if you would like to obtain a quote...

Intact should be able to provide you with a quote based on your record. Contact me if you would like to obtain some numbers.

Intact can insure you without the motorcycle training course completed, but I would highly recommend you take the training course prior to obtaining your insurance.

https://www.fsco.gov.on.ca/en/auto/brochures/pages/brochure_changes10.aspx

Some insurers seasonally rate motorcycle policies like this: January - 0% of the yearly premium February - 0% March - 5% April - 10% May - 10% June - 20% July - 20% August - 20% September - 10% October - 5% November - 0% December - 0%