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There's no company that I'm aware of that will give you the second vehicle for "very little premium". At best, The Co-operators have a discount for people in your situation (i.e. more vehicles than drivers in the household) but it's only about 5% or 10% on each vehicle. If companies gave the...

2001 GSX-R1000 I get 320kms on 17L of highway riding (about 5.5L/100kms).

Hey! Does anyone know of any honest independent mechanics in the Guelph, Kitchener, Waterloo, or Cambridge areas? I have a used set of OEM rotors that I would like installed on my 2001 GSX-R1000, and I would likely buy new pads too. Maybe there's a good mechanic that likes to take extra jobs...

Does Ted do walk-in appointments? I have a couple of used front rotors that I'd like to swap out on my bike, and have new pads installed, but I'm over an hour from his shop. I wouldn' mind getting an oil change and chain service at the same time. I'd prefer if I could just ride the bike there...

You really think that a motorcyclist riding in Kitchener faces the same level of risk as a motorcyclist riding in Toronto?

Check out the approved rate changes in 2012 and 2013 . . . I see a lot of decreases, and not many increases. My personal auto rate has decreased nearly 10% in the last couple of years. https://www.fsco.gov.on.ca/en/auto/rates/Pages/default.aspx

Hey Guys, I need to replace the front rotors and pads on my 2001 GSXR1000. My priority is that the rotor be a high quality that will not warp . . . I hate vibrations! I've never had any luck with any aftermarket rotors in the past with my cars, and now always stick with OEM. Should I stick...

If you read my post you would see that I've already decreased auto rates by 10% in the last year prior to any political talks due to auto reform savings. Our 10% decrease had nothing to do with the Liberals, but now they're going to try and take credit for it. But you can believe what you want :)

This could very well become a reality -- I'm already doing the pre-work in anticipation of a mandated rate decrease. The stupid thing is that many insurers would have reduced the rates on their own, even without the legislation, but now the Liberals will take credit for it. I've already...

You are wrong -- we do charge young people more because they are a higher risk. The regulator doesn't allow us to set rates on a whim. If anything, we're brainstorming ways to REDUCE rates for young operators. This is actually a strategic goal of my employer . . . to find ways of segregating...

In your scenario, rates would be prohibitively expensive for young riders with a claim, so a rate increase would result in no income to the insurer (even though your claim has already cost them thousands). In this scenario, the older operators who have proven themselves will be subsidizing the...

Your car was $3K cheaper based on insurance in a geographic area where claims are not much of a concern. Claims in ON are FAR worse than SK (due to population, greed, etc.). I have done the pricing and if my employer were allowed to offer mandatory coverage for cars in SK, our rate would be...

Thanks for the info guys! woodzee, I'm going to try contacting the MMIC to see if they have any data that I could purchase. toysareforboys, I found the following link on the EPA website that has some very interesting information! Unfortunately, it seems to be focused specifically on the...

Yeah, that's for sure. I have a friend who works for a company that aggregates automotive data, but unfortunately they don't track motorcycles :(

Thanks for the responses. Yes, I'm in a position to make such a change within my own company and will be doing an analysis of our motorcycle book this year. I don't think that Wikipedia would be a source that is credible enough. I would also need a source that is pretty complete for all...

Would anyone happen to know if a comprehensive dataset exists that contains comprehensive technical data for most modern (2000+) motorcycles by year, make, and model? Specifically, I'm looking for horsepower and wet weights. Preferably, it would be in a tabular format that could be imported...

What you're describing is insurance misrepresentation fraud. You have to answer insurance questions truthfully. When they ask you who will be operating the vehicle the majority of the time, the answer would be you (and not your brother or father). The premium is based on the person who uses...

I'm not familiar with The Personal's rating, but it's possible that they forgive the first two minor convictions, in which case you would be nearly the same risk profile as you were last year. It's also possible that you lost a 5% or 10% surcharge, but also gained an overall rate increase (so...

The most common deductibles for cars are: Collision: $500 Comprehensive: $300 or $500 You pay a deductible for each incident for each vehicle. If you have two cars on the same policy parked in your driveway and both are vandalized on the same day, you would have to pay the Comprehensive...

Your only chance is to call State Farm, but they probably won't consider your driving experience in Ireland.