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Definitely experience a lot of time wasters with FB or Kijiji but, it’s still better than the penny saver days. I do try to connect with either seller or buyer via phone call. At least for my generation talking to a person you get a feel for them and vice versa. I had one crazy keyboard...

My road is still covered in ice/snow before getting to anything bare. Still a lot of crap I’d prefer not to run a bike over, tempting as it might be.

And an 82 CBX https://www.facebook.com/marketplace/item/1176569973193239/? I know, unrelated to op

These have always caught my eye. However, I could never find one at a price point that was attractive enough to steer me away from a Triumph. Admittedly I’m not a new bike shopper. Looking at used, there is just more to choose from Triumph over a Kawi for this style of machine. Not...

Agree 100%. This is where I’d support a government to “invest” in infrastructure. It can be on the premise of eco friendly, moving citizens to and from major cities. Start Toronto/Montreal and expand to rest of country. Electromagnetic high speed train running from Vancouver to Halifax...

I’m making room in the garage for a Ural to get through the winter. I actually enjoy the snow but, this year we haven’t experienced mild days to give us a thaw. Maybe not in reality but, couch dreaming of something to ge through the winter blues. Back to the vacation thread!

When I picked up my old airhead, I hadn’t been insured for a motorcycle for a few years. Called NFP as they have my Spitfire insured with Hagarty and insured my bikes before. They poked around with a couple of quotes from Aviva and Economical. $1140 for aviva and 1247 for eco. This was...

Agreed. And ensure you have the loan on a fixed term as most locs default to interest only monthly payments. Even a higher interest consolidated loan with a fixed term to pay off revolving cards is positive way to reduce debt and improve credit rating. Canada is one of the most disciplined...

We rented a few chargers (petro) in my time and find them to be decent vehicles. Dodge is offering 72 months 0% financing but, the base RT is $57k plus tax. Over 500 kms range and awd. Haven’t sat in the ev version. FIL has a ram P/u with hemi and drives plush and find it works just fine...

March we are doing Porto Plata for a week to shake off the winter blues. The cool kids go to Punta Cana for the white sand and wind surfing. Wife doesn’t need to cook or clean up is vacation enough. Bocce ball on the beach with a President beer while rocking a lobster tan works for me...

I married a French Canadian who doesn’t want to see Paris! I know! Loves wine and bread and art but, she took it off the list! Maybe it’s a reverse psychology thing, I don’t know! But, I mentioned it first and often and she looks at me like I’ve got two heads. She said Ireland and...

Thread revitalization! We are doing the DR in March. However my question is for taking a European vacation in May. Spain, Portugal, Ireland, Greece, Italy, Croatia etc. Other than all inclusive trips down to the tropics, we haven’t looked into doing a tourist vacation per se. I...

2015 and newer Foresters are pretty decent. My current 2018 has over 200k and running strong. Not sure when they started the programmed shifts in the CVT but, they work well and never had an issue with the transmission. I’d worry more with Nissan CVT over Subie. The fuel efficiency for...

Try to be in The Rock in August instead of September. Weather unpredictable but, July and August are the two best months of the year. St John’s will have some festivals going along George Street with tons of live music. Heading out of St John’s you can do a light house tour taking you...

How about Cape Breton? Never gets old to me. Can swing the trip down in a couple days at a leisurely pace and spend a couple of days there and then a couple days home. Stop at points of interest along the way.

This is a very important thing to consider.

Ironically, it costs businesses to deposit funds. 3.5%? I don’t think so but, you never know.

I only worked for one institution and wasn’t privy to competitor rates. It does seem on the high side for a difference between the two. 🤷‍♂️

Depends on the overall relationship. Generally speaking it’s in the low hundreds of dollars per loan. It’s not as much as you might think. A lot of variables though. Age of vehicle and APR to customer. Higher the APR, more the kick back. Older vehicle, shorter terms and higher apr but...

Vehicle loans are my game. Unless you go to the secondary market, they are open. Most lenders don’t pay the dealer if it’s paid off within a given time frame. Typically 60 days or more. Most dealers should mention to the buyer if they plan to pay off the loan, to avoid paying off within a...