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    COVID and the housing market

    Median income and they own 3 properties, wonder how she can sleep at night, boohoo. She could sell one property. I kinda disagree about the ship sailing years ago on median income and home ownership. I would say its the last few years. Our population is small and we have a lot of land, there...
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    Should I buy out our leased car?

    The E46 is fairly reliable but are you daily driving it? Ive never liked Subaru, their boxer engines are subpar imo. German cars require much more maintenance long term imo. I know of quite a few people who all had have issues. Ideal to get the best lease deal possible and get a new one every...
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    Should I buy out our leased car?

    It also depends on the car. I would never keep a German car for 14 years. You make up the gap with the amount of money it can cost maintaining those things. If you can get the right deal with little to no interest, it can be worth it to get a new car every 4 years. In the long run it costs...
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    Should I buy out our leased car?

    How do you get the tax break if you transfer the car privately? If its a lease you dont actually own it.
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    Should I buy out our leased car?

    My last 2 Honda leases have been at 0% thanks to their low rates when MY changes (July-September) and my loyalty discount. Combined with $750 off from Honda and $1250 from the dealer it makes sense. I had a '17 Civic touring for $330 per month (48 months) taxes in and now '18 hatch sport $369...
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    COVID and the housing market

    Ill admit I dont know much about the CMHC but it always gave me the impression of a huge scam. Default rates in Canada are around .3% from what Ive read. Home values have been rising out of control for over a decade. The probability that a mortgage will go into default and be underwater are...
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    Loud Pipes Save Lives

    Its only cultural appropriation when white people do it
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    Church Burnings - Are these Hate Crimes?

    It isnt an urban myth. Men are physically larger, stronger, have more muscle mass etc Traits that are required when dragging or carrying a body out of a burning building.
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    Church Burnings - Are these Hate Crimes?

    The leftist nut jobs who advocate for "gender equality" would last about an hour in a warzone before begging and crying to get back to the west they hate so much.
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    Church Burnings - Are these Hate Crimes?

    Of course there are women who can do it but they are an exception. In reality, the average female likely has the strength of a 10th percentile male. When you combine this with the fact that 99% of women have no interest in ever becoming a firefighter, your supply of capable woman firefighters...
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    Church Burnings - Are these Hate Crimes?

    That article is laughable. It isnt the same test. If it was there would be no way the average female could come close to the same passing rate as the average man. The fact is these dumb SJWs dont understand that safety takes precedent above silly quotas. Men are significantly bigger and...
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    Church Burnings - Are these Hate Crimes?

    Wouldnt suprise me. Our culture is filled with professional victims and phonies. Jussie Smollett etc Heres one from a couple of days ago: https://www.dailymail.co.uk/news/article-9763917/Black-GP-admits-falsely-accusing-dead-mans-son-calling-N-word.html
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    Church Burnings - Are these Hate Crimes?

    If it were "I hate *insert any non white group* people" but not followed by a punch it would be considered a hate crime. Its only a hate crime if its committed by a white person. BLM Toronto Co-founder back a few years ago
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    Got a UK insurance quote out of curiosity...

    I would suspect the average rider rides at least 50% more in the UK than in Canada. Uncle in Northern Ireland insures 3 900+ CC bikes for a total of $350 per year. Aunt pays $350 per year for her vehicle, full coverage. A friend over there pays around $300 per year for her car. Even when you...
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    Changes to the highway traffic act

    50 in a 30 or 80 in a 60 results in a 30 day impound? Complete nonsense. If this province truly wants to create safer roads they need to make getting a license much harder. They need to go after people on their phones, people who run red lights, people who dont merge properly, people who hog...
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    New Stunting Penalties + E-Bike regulations incoming(?)

    1 to 3 year suspension for a first time conviction of doing speeds that are legal in many parts of the world... When your found not-guilty of HTA-172, you should be fully refunded and compensated for work, lost income etc and it should come out of the police pension fund. With the sheer amount...
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    Over 22,000 speed tickets issued in TO for the month of April

    Tons of idiot sheep out there that do
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    Paul Bernardo Parole Hearing Today

    Was she no longer working with them because of the bad publicity or because they didnt know who she was? The fact that she was able to be anywhere near children is the problem
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    Paul Bernardo Parole Hearing Today

    That POS isnt getting parole. Pretty shocking that Karla was allowed to work with children. Canadas justice system is far too lenient.
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    Harley-Davidson announced Impact-resistant Tough turban prototype for Sikh riders

    One rule for all. You cant wear a helmet, you cant ride, simple as that. Riding a motorcycle isnt a right. Freedom from discrimination against religion shouldnt override the highway traffic act. Many people here want special priviledges in Canada. The ability to be completely covered in a...

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