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sounds high to me.... I pay about $850/year for my BMW S1000R. I can take a crack at it though, email to: moto@nfp.com

another FUN FACT: Motorcycles are rated as pleasure vehicles (unlike cars which are rated as primary modes of transportation) Just like a boat or snowmobile. The annual Kms are irrelevant and technically unlimited. 5000 km/ year is the amount that is supposed to be put in there as default but it...

FUN FACT: Most insurance companies rate all standards and cruisers above 1300 cc in the same category. So it doesn't matter if its an older Harley Davidson FLHTC 1340 cc, a Honda GoldWing GL1800, or the gigantor engine size of the Triumph Rocket III. Rates will be similar with apples to apples...

Yep Wawanesa is one of our insurance options and have awesome rates for riders with more experience (y)?️ They do have a 999cc cap for sport bikes so they wont insure a Hayabusa for example. Each insurance company has their own "fit" so the more options a broker has to compare against, the...

It might not make "sense" so I wont attempt to justify it, just try to explain it. Motorcycle insurance works the same as auto insurance in most ways. Though one person that owns 4 bikes cannot ride them all at the same time, vehicle insurance in North America also covers anyone with a valid...

Happy snow shoveling everyone. Quick update of the new office contact #s for 2021. NFP Motorcycle Email / Need Quote: moto@nfp.com General /Toll Free: 1-888-841-2621 Client Services: 1-888-841-2626 Payments Questions: 1-888-841-2624

Simple. KTM SuperDuke 1290 is only blacklisted by certain insurance companies (not all), the Kawasaki Ninja ZX-10R is blacklisted across the board by every single company. For example, I ride a BMW S1000R but the S1000RR (blacklisted - though essentially the same bike, both stupid fast) would...

:ROFLMAO::ROFLMAO::ROFLMAO::ROFLMAO::ROFLMAO: .... "not in Ontario". thats like saying "how is that a good deal? I paid 20 cents a litre for gas in 1988". Yeah Ontario insurance is the most expensive in Canada due to the government mandatory Accident Benefits. No matter where you live in Canada...

Thanks. That is true... SOME insurance companies don't, which really shows you they are clueless. As soon as you pass the course I know you earned the M2 and can rate you as an M2 right away (though you still need to adhere to the M1 rules before official M2 - no highways, passengers, night...

oops, this is probably a better place for this post Welcome to GTAM you noobie types! :cool: There is so much misinformation out there on things like what type of bike to start on, insurance rates, licensing and the rider training course. I'm here to help. Been riding for over 16 years and deal...

Welcome to GTAM you noobie types! :cool: There is so much misinformation out there on things like what type of bike to start on, insurance rates, licensing and the rider training course. I'm here to help. Been riding for over 16 years and deal with brand new riders every single day, guiding them...

FYI older bikes are NOT cheaper on insurance..... SMALLER is cheaper, bigger is more, and the younger the rider the more the engine size factors into the rate. Keeps getting better as you get more years licensed under your belt and older. For more insider tips (and even a quote if you like)...

DEFINITELY do the course 100% .... even if you think you know how to ride, on paper you and someone who doesn't even know where the key goes in looks exactly the same. Getting the M1 is just passing a written multiple choice test so insurance rates with just an M1 are CRAZY HIGH. Its not even...

yep it depends on the particular insurance company and how THEY rate each bike. There is no master list or database, each company has its own list though there are bikes that are blacklisted on every list. At NFP Moto for example the Street Triple is much less than the Daytona. My GF has a 2020...

I have so much to say on this topic but there are a few KEY things every here needs to understand. First the difference between an insurance COMPANY/agent and and insurance BROKER. An insurance company can only show you the rates that company has and yes is based on their own internal database...

I should remind folks here that I am a RIDER first, just happen to also know the insurance side which is why I am here to help my fellow riders sort through the insurance crap. A brokerage that actually knows what they are doing would rate a Grom same as anything else in the same 101-200 cc...

If you are over 35, no major ticket issues, a Honda Grom shouldn't be more than $400/year tops. Again 99% of insurance companies don't know bikes at all. Not the case here. I just insured an older fella on a Grom this week and rate was $312/year

email me at: moto@nfp.com If you are looking at supersports I can send you a list of sport bikes with no surcharge at all. If you are looking at cruisers, standards, adventure bikes, etc you have nothing to worry about as none of those are blacklisted.

Engine size is definitely a factor when it comes to insurance but not as much as experience, age, and to a lesser extent location. That being said of course there are "blacklisted" bikes (eg GSXR, ZX6R, CBR-RR, YZF R6/R1) that are rated higher but that is more of an issue for newer riders with...