Lightcycle's latest activity

  • Lightcycle
    Lightcycle replied to the thread Banks and credit cards.
    If I was doing it, I'd pay the interest from my non-TFSA funds and let the good times roll inside the TFSA.
  • Lightcycle
    Lightcycle replied to the thread Banks and credit cards.
    Sorry, the numbers in your quote of mine are wrong. Ignore my bad math.
  • Lightcycle
    Lightcycle replied to the thread Banks and credit cards.
    I'm inclined to believe him. The 12% was my number, and it didn't take into account compounded DRIP, tax-free.
  • Lightcycle
    Lightcycle replied to the thread Banks and credit cards.
    Lots of stocks yield 12% divvies... right after getting a massive haircut due to poor outlook. And right before cutting their divvies...
  • Lightcycle
    Lightcycle replied to the thread Banks and credit cards.
    You got me thinking now, and I think I made an incorrect calculation. An average 12% yield just doesn't sound correct to me, especially...
  • Lightcycle
    Lightcycle replied to the thread Banks and credit cards.
    Ah. That $100K number makes sense now. That's roughly the max TFSA contribution since its inception.
  • Lightcycle
    Lightcycle replied to the thread Banks and credit cards.
    For real. That's about $3K in each stock. Also, an average of 10-12% is quite the dividend payout. :oops: These aren't blue chip stocks...
  • Lightcycle
    Lesson of the day: Keep your dog away from your stash. Especially when they're in heat...
  • Lightcycle
    Lightcycle replied to the thread Harley Davidson 2024 lineup.
    A.common story across the board for most motorcycle companies these days, I'd imagine.
  • Lightcycle
    Lightcycle replied to the thread Yikes - spare key cost.
    Most newer BMWs only come with one key fob and a plastic valet key. Used.to be two fobs + valet... I think my Ducs still have two full...
  • Lightcycle
    Lightcycle replied to the thread Big Screen Television.
    I'm not an AV enthusiast so $1000 is about the sweet spot for what I'm willing to spend. That amount got me a TCL 65" about 6 years...
  • Lightcycle
    Lightcycle replied to the thread Yikes - spare key cost.
    Similar cost for BMW. I think it ended up around $200 all in. We were not in NA or EU at the time which contributed to the extra...
  • Lightcycle
    Lightcycle replied to the thread Superbowl.
    Asians don't watch the Superbowl. As my mom kept telling me, "We have Super Bowl at home!"
  • Lightcycle
    Lightcycle replied to the thread Banks and credit cards.
    It's definitely a last resort solution, for those who have exhausted all other avenues of lending, either due to maxed out lines of...
  • Lightcycle
    Lightcycle replied to the thread Banks and credit cards.
    Times are tough. Especially if you've got all your net worth tied up in your principal residence, leading to your classic "house rich...
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