Recent content by kurtrules

Fair enough. It also depends on time horizon. Not advisable if you need the money in the short term.

The risk is only if you are using TFSA or RRSP accounts for day trading etc. CRA find out, you had handed a penalty, and all other gains are considered as they were in a non-registered investment/savings account.

Not if it’s your residential property. CRA confirmed

And yes, not LOCs are bad (e.g. HELOCs) Canada offers Smith's maneuver (look it up) .. back in 2021 when the BOC was 0% and prime was 1, HELOCs made a lot of people a lot of money.

I have a hobby of collecting credit card bonuses and then converting them to Aeroplan points. Amex offers the most generous new card bonuses. The only rule I follow, pay in full, each time, every time. Oh yes, I also, almost never, pay anything in cash - unless there is no other option.

Music. Mostly. Sometimes podcasts or audiobooks. But recently, I have tried "nothing". Just a secure helmet, over plugged ear canals. Trying silence (as silent as one could get on a motorcycle) There is some discomfort in silence, especially since I am used to always listening to something -...

Weather is a pleasant 5 degrees. Heading out now; don't want to miss out a ride in December :)

What a beautiful looking bike! Congratulations @Lightcycle

Small ride out on the side roads of Burlington & Milton for about an hour. 23 degrees all through. No sun.

A quick winter spin to Halliburton on Saturday. Temperature ranged from 1-4 degrees C.

Furthest distance from home on a motorcycle was in India. Chandigarh to Chennai via Gujrat & Maharashtra: ~3200kms. I sold my CBR 250 to my brother in law, back in 2015, as I had moved to Singapore a year earlier. The bike was in the northern part of India, in a city called Chandigarh. He had...

I like to hang canvas prints of photos I have taken over the years. Architecture & long exposure shots are the main theme. It's art to me, because I enjoy the process of "artistic" creativity in turning a RAW file into an image worthy of hanging on my wall.

Yes, but with breaks to eat, photograph, fuel stops etc.

Interesting thread. I enjoyed reading your encounters and long hours spent on the bike. 1 particular ride that I won’t forget because not only was it the longest I have ridden in one attempt, but was also the most tiring - Was my ride back in 2011 from Delhi to Leh, which was, at the time, only...

What a great trip! Beautiful photos. And yes, it is a blessing to be able bodied for doing long hours on the motorcycle. Well done.